/* Self-hosted fonts (no external requests to Google) */
@font-face{font-family:'Montserrat';font-style:normal;font-weight:500;font-display:swap;src:url("fonts/montserrat-500.woff2") format("woff2")}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:600;font-display:swap;src:url("fonts/montserrat-600.woff2") format("woff2")}
@font-face{font-family:'Playfair Display';font-style:normal;font-weight:500;font-display:swap;src:url("fonts/playfair-500.woff2") format("woff2")}
@font-face{font-family:'Playfair Display';font-style:normal;font-weight:600;font-display:swap;src:url("fonts/playfair-600.woff2") format("woff2")}
@font-face{font-family:'Playfair Display';font-style:normal;font-weight:700;font-display:swap;src:url("fonts/playfair-700.woff2") format("woff2")}
@font-face{font-family:'Playfair Display';font-style:italic;font-weight:500;font-display:swap;src:url("fonts/playfair-500i.woff2") format("woff2")}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:400;font-display:swap;src:url("fonts/source-400.woff2") format("woff2")}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:600;font-display:swap;src:url("fonts/source-600.woff2") format("woff2")}
@font-face{font-family:'Source Sans 3';font-style:italic;font-weight:400;font-display:swap;src:url("fonts/source-400i.woff2") format("woff2")}


:root{
  --navy:#002659; --navy-deep:#001a3d;
  --green:#2e4645; --green-soft:#3d5b59;
  --gold:#ffc435; --brass:#bd9540; --champagne:#c6a664; --red:#b31217;
  --cream:#f4eee3; --cream-deep:#ece1cf; --paper:#fbf9f4;
  --ink:#3a352c; --text:#4f4a3f; --text-soft:#857c6b;
  --line:#e4dac6;
  --display:'Playfair Display',Georgia,serif;
  --label:'Montserrat',-apple-system,Segoe UI,Roboto,sans-serif;
  --sans:'Source Sans 3',-apple-system,Segoe UI,Roboto,sans-serif;
  --maxw:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--text);background:var(--paper);line-height:1.72;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--display);color:var(--navy);font-weight:600;line-height:1.2}
a{color:var(--navy);text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 30px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--label);text-transform:uppercase;letter-spacing:.24em;font-size:11.5px;font-weight:600;color:var(--green)}
.eyebrow .leaf{width:18px;height:18px;color:var(--green)}
.rule{width:70px;height:2px;background:linear-gradient(90deg,var(--brass),var(--champagne));border:0;margin:18px 0 26px;border-radius:2px}
.btn{display:inline-block;font-family:var(--label);font-weight:600;font-size:13px;letter-spacing:.08em;text-transform:uppercase;padding:15px 32px;border-radius:30px;cursor:pointer;transition:.25s;border:1.5px solid transparent}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-deep);transform:translateY(-2px)}
.btn-brass{background:var(--brass);color:#fff;box-shadow:0 8px 22px rgba(189,149,64,.3)}
.btn-brass:hover{background:#a87f31;transform:translateY(-2px)}
.btn-outline{border-color:var(--green);color:var(--green);background:transparent}
.btn-outline:hover{background:var(--green);color:#fff}
.btn-light{border-color:rgba(255,255,255,.6);color:#fff}
.btn-light:hover{background:#fff;color:var(--navy)}

/* NAV */
header.nav{position:sticky;top:0;z-index:50;background:rgba(251,249,244,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;max-width:var(--maxw);margin:0 auto;padding:15px 30px}
.nav-logo img{height:50px}
.nav-links{display:flex;align-items:center;gap:2px;list-style:none}
.nav-links>li{position:relative}
.nav-links>li>a{font-family:var(--label);font-weight:600;font-size:13px;letter-spacing:.03em;color:var(--navy);padding:12px 14px;display:inline-flex;align-items:center;gap:6px;border-radius:24px;transition:.2s}
.nav-links>li>a:hover{color:var(--green);background:var(--cream)}
.caret{width:6px;height:6px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px);opacity:.55}
.dropdown{position:absolute;top:100%;left:6px;min-width:240px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 44px rgba(46,70,69,.16);padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s}
.nav-links>li:hover .dropdown,.nav-links>li:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:11px 14px;font-size:14px;color:var(--text);border-radius:9px}
.dropdown a:hover{background:var(--cream);color:var(--green)}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;flex-direction:column;gap:5px;padding:8px}
.nav-toggle span{width:26px;height:2.5px;background:var(--navy);border-radius:2px}

/* HERO */
.hero{background:linear-gradient(180deg,var(--cream),var(--paper));position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding-top:80px;padding-bottom:84px;position:relative;z-index:2}
.hero h1{font-size:clamp(2.5rem,5vw,4rem);font-weight:600;color:var(--navy);line-height:1.08}
.hero h1 em{font-style:italic;color:var(--brass);font-weight:500}
.hero .sub{font-size:1.16rem;color:var(--text);margin-top:24px;max-width:36ch}
.hero .sub .tx{color:var(--red);font-weight:600}
.hero .tagline{font-family:var(--display);font-style:italic;color:var(--green);font-size:1.4rem;margin-top:24px}
.hero-cta{display:flex;gap:16px;flex-wrap:wrap;margin-top:34px}
.hero-figure{position:relative;display:flex;justify-content:center}
.arch{position:relative;width:100%;max-width:380px}
.arch .archbg{position:absolute;inset:-18px -10px 14px -10px;background:radial-gradient(circle at 50% 30%,var(--green-soft),var(--green));border-radius:24px;z-index:0}
.arch .archline{position:absolute;inset:-30px -22px 6px -22px;border:1.5px solid var(--brass);border-radius:30px;z-index:0}
.arch .photo{position:relative;z-index:2;overflow:hidden;border-radius:18px;box-shadow:0 24px 50px rgba(46,70,69,.28)}
.arch .photo img{width:100%}
.arch .namebar{position:absolute;z-index:3;left:50%;transform:translateX(-50%);bottom:-16px;background:var(--gold);color:var(--navy);font-family:var(--label);font-weight:700;font-size:12px;letter-spacing:.1em;padding:10px 22px;border-radius:24px;box-shadow:0 10px 24px rgba(0,0,0,.18);white-space:nowrap}
.brokercheck{display:inline-flex;align-items:center;gap:9px;font-family:var(--label);font-size:11.5px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--text-soft);margin-top:28px}
.brokercheck:hover{color:var(--green)}
.bc-ico{width:15px;height:15px;border-radius:50%;border:2px solid var(--brass);position:relative;flex:none}
.bc-ico::after{content:"";position:absolute;width:6px;height:2px;background:var(--brass);right:-4px;bottom:-1px;transform:rotate(45deg)}

/* SECTIONS */
section{padding:96px 0}
.section-head{max-width:740px}
.section-head h2{font-size:clamp(2rem,3.4vw,2.9rem)}
.lead{font-size:1.14rem;color:var(--text)}
.cream{background:var(--cream)}
.green-sec{background:linear-gradient(150deg,var(--green),var(--navy));color:#f3efe6}

/* founder */
.founder{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}
.founder-figure{position:relative;display:flex;justify-content:center}
.founder-figure .archbg{position:absolute;inset:-14px;background:var(--cream-deep);border-radius:18px;z-index:0}
.founder-figure .photo{position:relative;z-index:1;overflow:hidden;border-radius:16px;box-shadow:0 22px 46px rgba(46,70,69,.2)}
.founder h2{font-size:clamp(2rem,3.4vw,2.7rem)}
.founder .role{font-family:var(--label);text-transform:uppercase;letter-spacing:.2em;font-size:12px;font-weight:600;color:var(--green);display:block;margin-bottom:8px}
.founder p{margin-top:18px}
.founder .actions{margin-top:30px;display:flex;gap:18px;align-items:center;flex-wrap:wrap}

/* story + mv */
.story-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}
.mv{display:grid;gap:24px}
.mv-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 32px;position:relative;box-shadow:0 12px 30px rgba(46,70,69,.06)}
.mv-card::before{content:"";position:absolute;top:0;left:32px;right:32px;height:3px;background:linear-gradient(90deg,var(--brass),var(--champagne));border-radius:0 0 3px 3px}
.mv-card h3{font-size:1.6rem;margin-bottom:8px}
.story-figure{position:relative}
.story-figure .panel{aspect-ratio:1/1;border-radius:24px;background:linear-gradient(155deg,var(--cream-deep),#ddcdb2);position:relative;overflow:hidden;display:flex;align-items:flex-end;padding:28px}
.story-figure .panel::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 30% 25%,rgba(189,149,64,.25),transparent 45%)}
.story-figure .leafbig{position:absolute;right:-10px;top:-10px;width:160px;color:var(--green);opacity:.22}
.ph-label{position:relative;font-family:var(--label);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--text-soft);background:rgba(255,255,255,.7);padding:7px 12px;border-radius:20px}

/* values */
.green-sec h2,.green-sec .eyebrow{color:#fff}
.green-sec .eyebrow .leaf{color:var(--gold)}
.vh{text-align:center;margin-bottom:46px}
.vh p{color:#d8e0d8;margin-top:10px;font-size:1.08rem}
.values-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:20px}
.value{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:30px 22px;text-align:center;transition:.25s}
.value:hover{background:rgba(255,255,255,.1);transform:translateY(-5px)}
.value .vico{width:44px;height:44px;margin:0 auto 14px;color:var(--gold)}
.value h3{color:#fff;font-size:1.2rem;margin-bottom:10px}
.value p{color:#d8e0d8;font-size:.95rem;line-height:1.55}

/* pillars */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:48px}
.pillar{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px 32px;transition:.25s;position:relative;overflow:hidden}
.pillar:hover{box-shadow:0 24px 50px rgba(46,70,69,.12);transform:translateY(-5px)}
.pillar .pico-wrap{width:60px;height:60px;border-radius:16px;background:var(--cream);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.pillar .pico{width:32px;height:32px;color:var(--green)}
.pillar h3{font-size:1.4rem;margin-bottom:12px}
.pillar p{font-size:1rem}

/* who we serve */
.serve{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:end}
.serve-list{list-style:none;display:grid;gap:18px;margin-top:24px}
.serve-item{display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px 24px}
.serve-item .si-wrap{flex:none;width:46px;height:46px;border-radius:12px;background:var(--cream);display:flex;align-items:center;justify-content:center}
.serve-item .si{width:26px;height:26px;color:var(--green)}
.serve-item b{font-family:var(--display);color:var(--navy);font-size:1.18rem;display:block;margin-bottom:4px}
.serve-figure .panel{aspect-ratio:1/1;border-radius:24px;background:var(--cream);position:relative;overflow:hidden;display:flex;align-items:flex-end;padding:26px}

/* services + collaboration */
.services-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
.svc-list{list-style:none;display:grid;gap:14px}
.svc-list li{display:flex;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 24px;transition:.2s}
.svc-list li:hover{border-color:var(--champagne);transform:translateX(4px)}
.svc-list .num{font-family:var(--display);font-style:italic;color:var(--brass);font-size:1.5rem;min-width:34px}
.svc-list b{font-family:var(--display);color:var(--navy);font-weight:600;font-size:1.14rem}
.note-box{background:var(--green);color:#e7eee7;border-radius:16px;padding:26px 28px;margin-top:24px;font-size:1.02rem}
.collab{margin-top:72px;display:grid;grid-template-columns:1fr 1.05fr;gap:56px;align-items:center}
.collab p{margin-top:16px}
.collab-figure .panel{aspect-ratio:5/4;border-radius:24px;background:linear-gradient(150deg,var(--green),var(--navy));position:relative;overflow:hidden;display:flex;align-items:flex-end;padding:26px}
.collab-figure .panel::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 70% 28%,rgba(255,196,53,.16),transparent 55%)}
.collab-figure .ph-label{background:rgba(255,255,255,.12);color:#d4ddd4}

/* process */
.proc-track{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;margin-top:58px;position:relative}
.proc-track::before{content:"";position:absolute;top:42px;left:10%;right:10%;border-top:2px solid var(--champagne)}
.pstep{text-align:center;position:relative;padding:0 8px}
.pstep .circle{width:84px;height:84px;margin:0 auto 20px;border-radius:50%;background:var(--cream);border:2px solid var(--champagne);display:flex;align-items:center;justify-content:center;position:relative;z-index:2;transition:.25s}
.pstep .circle span{font-family:var(--display);font-style:italic;font-size:1.7rem;color:var(--brass)}
.pstep:hover .circle{background:var(--gold);border-color:var(--gold)}
.pstep:hover .circle span{color:var(--navy)}
.pstep h3{font-size:1.04rem;line-height:1.32}
.pstep a:hover h3{color:var(--green)}
.process-cta{text-align:center;margin-top:54px}

/* contact */
.contact-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:56px;align-items:start}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:40px;box-shadow:0 18px 44px rgba(46,70,69,.08)}
.contact-info h3{font-size:1.3rem;margin:24px 0 6px}
.contact-info .ci-label{font-family:var(--label);text-transform:uppercase;letter-spacing:.16em;font-size:11px;color:var(--green);font-weight:600}
form .field{margin-bottom:20px}
form label{display:block;font-family:var(--label);font-weight:600;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink);margin-bottom:8px}
form label .req{color:var(--red)}
form input,form textarea{width:100%;font-family:var(--sans);font-size:16px;color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:13px 15px;transition:.2s}
form input:focus,form textarea:focus{outline:0;border-color:var(--brass);box-shadow:0 0 0 3px rgba(189,149,64,.15)}
form textarea{min-height:120px;resize:vertical}
.charcount{font-size:12px;color:var(--text-soft);text-align:right;margin-top:5px}
.turnstile-ph{display:flex;align-items:center;gap:12px;background:var(--paper);border:1px dashed var(--line);border-radius:12px;padding:14px 16px;font-size:12.5px;color:var(--text-soft);margin-bottom:20px}
.turnstile-ph .box{width:20px;height:20px;border:2px solid var(--brass);border-radius:5px}
.form-note{font-size:12.5px;color:var(--text-soft);margin-top:16px;line-height:1.55}

/* footer */
footer{background:var(--navy-deep);color:#b9c6d8;font-size:14px;padding:66px 0 30px}
.footer-top{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:46px;padding-bottom:38px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-logo img{height:92px;margin-bottom:18px}
footer h4{color:#fff;font-family:var(--label);font-size:12px;letter-spacing:.16em;text-transform:uppercase;margin-bottom:16px;font-weight:600}
.copyright a{color:#cfd9ea;text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(255,255,255,.25)}
.copyright a:hover{color:var(--gold);text-decoration-color:var(--gold)}
.footer-links{list-style:none;display:grid;gap:10px}
.footer-links a{color:#b9c6d8}
.footer-links a:hover{color:var(--gold)}
.footer-badges{display:flex;gap:12px;align-items:center;margin-top:6px;flex-wrap:wrap}
.footer-badges a{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(255,255,255,.25);border-radius:24px;padding:9px 14px;color:#cfe0ff;font-family:var(--label);font-size:11.5px;font-weight:600;letter-spacing:.04em}
.footer-badges a:hover{background:rgba(255,255,255,.08)}
.li-ico{width:25px;height:25px;border-radius:6px;background:#fff;color:var(--navy-deep);display:flex;align-items:center;justify-content:center;font-family:var(--label);font-weight:700;font-size:12px}
.disclosure{font-size:12px;color:#8294b0;line-height:1.7;margin-top:26px}
.disclosure p{margin-bottom:10px}
.copyright{margin-top:24px;font-size:12px;color:#7286a3;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.mockup-flag{background:var(--green);color:#fff;text-align:center;font-family:var(--label);font-weight:600;font-size:12px;letter-spacing:.08em;padding:9px}

@media(max-width:980px){
  .hero .wrap,.founder,.story-grid,.serve,.services-grid,.collab,.contact-grid{grid-template-columns:1fr;gap:48px}
  .values-grid{grid-template-columns:repeat(2,1fr)}
  .pillars{grid-template-columns:1fr}
  .proc-track{grid-template-columns:repeat(2,1fr);gap:34px}
  .proc-track::before{display:none}
  .arch{margin:0 auto}
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px;border-bottom:1px solid var(--line);box-shadow:0 20px 40px rgba(46,70,69,.12)}
  .nav-links.open{display:flex}
  .nav-links>li>a{padding:14px;border-radius:10px}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 8px 14px}
  .nav-toggle{display:flex}
  .nav-cta .btn{display:none}
  .footer-top{grid-template-columns:1fr}
}
@media(max-width:560px){
  .values-grid,.proc-track{grid-template-columns:1fr}
  section{padding:66px 0}
  .contact-card{padding:26px}
}

/* services page */

.svc-cards{display:block;max-width:780px;margin:50px auto 0;background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:0 14px 38px rgba(46,70,69,.08)}.svc-card{display:grid;grid-template-columns:auto 1fr;align-items:center;gap:30px;padding:26px 38px;background:transparent;border:0;border-bottom:1px solid var(--line);border-radius:0;text-align:left;transition:.2s;box-shadow:none;transform:none}.svc-card:last-child{border-bottom:0}.svc-card:hover{background:var(--cream);transform:none;box-shadow:none}.svc-ico-wrap{width:60px;height:60px;margin:0;flex:none}.svc-ico{width:30px;height:30px}.svc-card h3{font-size:1.2rem;line-height:1.35;margin:0}
.svc-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:38px 30px;text-align:center;transition:.25s}
.svc-card:hover{box-shadow:0 22px 48px rgba(46,70,69,.12);transform:translateY(-5px);border-color:var(--champagne)}
.svc-ico-wrap{width:74px;height:74px;border-radius:50%;background:var(--cream);display:flex;align-items:center;justify-content:center;margin:0 auto 22px}
.svc-ico{width:38px;height:38px;color:var(--green)}
.svc-card h3{font-size:1.26rem;line-height:1.32}
.svc-callout{max-width:760px;margin:50px auto 0;text-align:center;font-family:var(--display);font-style:italic;color:var(--navy);font-size:1.28rem;line-height:1.55;position:relative;padding-top:32px}
.svc-callout::before{content:"";position:absolute;top:0;left:50%;transform:translateX(-50%);width:64px;height:2px;background:linear-gradient(90deg,var(--brass),var(--champagne))}
@media(max-width:560px){.svc-card{padding:22px 22px;gap:18px}.svc-ico-wrap{width:48px;height:48px}.svc-ico{width:22px;height:22px}.svc-card h3{font-size:1.06rem}}
@media(max-width:560px){.svc-cards{grid-template-columns:1fr}}

/* process overview */

.proc-card{display:grid;grid-template-columns:auto 1fr;gap:24px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px 30px;transition:.2s}
.proc-card:hover{box-shadow:0 18px 40px rgba(46,70,69,.12);transform:translateX(4px);border-color:var(--champagne)}
.proc-card .circle{width:70px;height:70px;border-radius:50%;background:var(--cream);border:2px solid var(--champagne);display:flex;align-items:center;justify-content:center;flex:none}
.proc-card .circle span{font-family:var(--display);font-style:italic;font-size:1.5rem;color:var(--brass)}
.proc-card h3{font-size:1.3rem;margin-bottom:4px}
.proc-card p{font-size:1rem;color:var(--text);margin-bottom:8px}
.proc-card .readmore{font-family:var(--label);font-size:11.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--green)}
@media(max-width:560px){.proc-card{grid-template-columns:1fr}}

/* process step pages */

.step-body{max-width:840px;margin:0 auto}
.step-back{font-family:var(--label);font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--green);display:inline-block;margin-bottom:16px}
.step-eyebrow{font-family:var(--label);text-transform:uppercase;letter-spacing:.2em;font-size:11.5px;font-weight:600;color:var(--brass)}
.step-body h1{font-size:clamp(2rem,3.8vw,3rem);color:var(--navy);margin:6px 0}
.step-body p{font-size:1.07rem;margin-top:16px}
.step-sublead{font-family:var(--display);color:var(--navy);font-size:1.2rem;margin-top:30px!important}
.step-list{list-style:none;margin:14px 0 6px;display:grid;gap:14px}
.step-list li{position:relative;padding-left:28px;font-size:1.05rem;line-height:1.6}
.step-list li::before{content:"";position:absolute;left:3px;top:11px;width:9px;height:9px;border-radius:50%;background:var(--brass)}
.step-nav{display:flex;justify-content:space-between;gap:16px;margin-top:48px;border-top:1px solid var(--line);padding-top:24px}
.step-nav a{font-family:var(--label);font-size:12.5px;font-weight:600;letter-spacing:.04em;color:var(--navy);max-width:46%}
.step-nav a span{display:block;font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--text-soft);margin-bottom:3px}
.step-nav a:hover{color:var(--brass)}
.step-nav .nxt{text-align:right;margin-left:auto}

/* legal pages */

.legal{max-width:790px;margin:0 auto}
.legal h1{font-size:clamp(2rem,3.8vw,2.9rem);color:var(--navy)}
.legal .meta{color:var(--text-soft);font-size:.95rem;margin-top:6px;font-family:var(--label);letter-spacing:.04em;text-transform:uppercase}
.legal .tagline{font-family:var(--display);font-style:italic;color:var(--green);font-size:1.3rem;margin-top:22px}
.legal h2{font-size:1.5rem;margin-top:42px;scroll-margin-top:110px}
.legal h2 .n{color:var(--brass);font-style:italic;margin-right:8px}
.legal p{margin-top:14px}
.legal .addr{margin-top:6px;color:var(--text)}
.toc{background:var(--cream);border:1px solid var(--line);border-radius:16px;padding:26px 30px;margin-top:30px}
.toc h3{font-size:1.1rem;color:var(--navy);margin-bottom:4px}
.toc p{margin-top:2px;color:var(--text-soft);font-size:.95rem}
.toc ol{margin:14px 0 0 22px;display:grid;gap:8px}
.toc a{color:var(--navy)}
.toc a:hover{color:var(--brass)}
.backtoc{display:inline-block;margin-top:16px;font-family:var(--label);font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--green)}
ol.texting{margin:14px 0 0 22px;display:grid;gap:12px}
ol.texting li{padding-left:6px}

.cf-turnstile{margin:0 0 20px}
.form-status{margin-top:14px;font-size:.95rem;padding:12px 14px;border-radius:10px}
.form-status.ok{background:#e8f3ec;color:#1f6b43;border:1px solid #bfe0cd}
.form-status.err{background:#fdecec;color:#8a1f1f;border:1px solid #f0c4c4}
.bc-logo{display:inline-block;height:64px;width:auto;background:#fff;padding:14px 26px;border-radius:14px;border:1px solid #d8d0bb;box-shadow:0 4px 14px rgba(0,0,0,.12);vertical-align:middle}
.footer-badges a:has(.bc-logo){border:0;padding:0;background:transparent;box-shadow:none}
.brokercheck:has(.bc-logo){gap:0}

/* Services — vertical editorial list (higher specificity overrides) */
.svc-cards{display:block!important;max-width:780px;margin:50px auto 0;background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:0 14px 38px rgba(46,70,69,.08);gap:0}
.svc-cards>.svc-card{display:grid;grid-template-columns:auto 1fr;align-items:center;gap:28px;background:transparent;border:0;border-bottom:1px solid var(--line);border-radius:0;padding:26px 38px;text-align:left;box-shadow:none;transform:none;transition:.2s}
.svc-cards>.svc-card:last-child{border-bottom:0}
.svc-cards>.svc-card:hover{background:var(--cream);transform:none;box-shadow:none;border-color:var(--line);border-bottom-color:var(--line)}
.svc-cards>.svc-card>.svc-ico-wrap{width:58px;height:58px;border-radius:50%;background:var(--cream);display:flex;align-items:center;justify-content:center;margin:0;flex:none}
.svc-cards>.svc-card>.svc-ico-wrap>.svc-ico{width:28px;height:28px;color:var(--green)}
.svc-cards>.svc-card>h3{font-size:1.18rem;line-height:1.35;margin:0;text-align:left;color:var(--navy)}
@media(max-width:560px){.svc-cards>.svc-card{padding:22px 20px;gap:18px}.svc-cards>.svc-card>.svc-ico-wrap{width:46px;height:46px}.svc-cards>.svc-card>.svc-ico-wrap>.svc-ico{width:22px;height:22px}.svc-cards>.svc-card>h3{font-size:1.04rem}}